Most of us would wonder if we really need life insurance or not at all. There are many factors that we need to consider. To those who could leave behind family members on a very comfortable state then most probably they’ll choose to pass on it.
But, that’s not the case with majority of us who solely depends on our monthly wages. We may not be as fortunate as the others but we couldn’t be at part when it comes to looking after the welfare of our loved ones. It is heartbreaking to witness others who have members of their family struggle not just emotionally but more so financially after death of their loved ones. It is worse when that person happens to be the breadwinner of the family.
Choosing to have life insurance is a guarantee that we may not leave a fortune to members of our family but assuring that life after the death of the breadwinner would not be an added burden to those left behind.